Get a quick quote0%

Are you a smoker?

In the last 12 months, have you smoked or used nicotine replacement products?

1

From $10,000 up to $250,000 of cover available (depending on your age). The benefit amount will not be paid if you die or are diagnosed with a Terminal Illness² as a result of an intentional self-inflicted injury or attempted suicide that occurred before the policy commencement date or within the first 13 months of the policy commencement date. Refer to the Product Disclosure Statement for full details.

2

Terminal Illness is as defined in the Product Disclosure Statement. Upon payment of a Terminal Illness claim, the policy and cover will end.

3

Your actual premium may be different and will depend on your age, gender, smoking status, chosen benefit amount.

4

Up to $250,000 life insurance benefit paid to your loved ones (depending on your age when you apply).

5

Australian residents aged 40-80 can apply with no medical exams or blood tests required. Simply answer a few health and lifestyle questions.

6

Terms and Conditions apply.

7

Premiums for a non-smoker are lower than for a smoker of the same age and gender, with the same benefit amount. Golden Life Insurance is an insurance policy and not a savings plan which means if your policy is cancelled, you will not get anything back (unless it is cancelled within the cooling off period). The total premiums you pay over the life of the policy could also be more than the benefits we pay out.