• Up to $250,000 life insurance benefit paid to your loved ones (depending on your age when you apply), helping you give your loved ones a brighter tomorrow¹
• Get a 100% early pay out of your life insurance benefit amount if you are diagnosed with a Terminal Illness to help cover medical expenses or spend time with your loved ones²
• Their claims process is designed to be simple, and Australian-based claims specialists are on hand to help your loved ones
• You're covered from day one for death and terminal illness, so you can get on and enjoy life¹
• Easy to apply - Australian residents aged 40-80 can apply with just a few health and lifestyle questions. No complicated forms and no medicals or blood tests needed to apply
• If you're a non-smoker, you'll enjoy lower premiums³
• Pay when it suits you, choose fortnightly or monthly at no extra cost
• Golden Insurance is part of a global network whose brands have been chosen by over 500,000 customers globally and are rated ‘Excellent’ by thousands of customers on Trustpilot⁴
• Exclusive – you can’t buy Golden Life Insurance anywhere else
• Let them know your final wishes. Receive a Free Will Kit when you take out a policy
• See Product Disclosure Statement for full details

Some important things you should know:

• Golden Life Insurance is an insurance policy, not a savings or investment product, so if you cancel your policy after the 30-day cooling-off period, you do not receive your premiums back, nor will you be entitled to any benefit amount.
• Golden Life Insurance is a variable age-stepped premium policy, which means that your premium will generally increase each year on the policy anniversary due to the increase in your age. This premium change will also reflect the 3% increase to your chosen benefit amount due to the Automatic Benefit Amount Increase feature, designed to help your cover keep up with rising living costs. You can decline this feature by informing us if you don’t want it.
• The benefit amount will not be paid if you die or are diagnosed with a Terminal Illness² as a result of an intentional self-inflicted injury or attempted suicide that occurred before the policy commencement date or within the first 13 months of the policy commencement date. Refer to the Product Disclosure Statement for full details.
• Your chosen benefit amount may not cover all your outstanding financial commitments and expenses upon your death, or the costs associated with a terminal illness. You will need to carefully consider your level of cover to ensure it suits your needs.
• If you are looking to replace an existing insurance policy, you should not cancel any existing cover until your Golden Life Insurance application is accepted and you have reviewed your policies. There are general risks of replacing an existing insurance policy including the loss of any accrued benefits, the possibility of waiting periods starting again, implications of any errors or omissions in your new application and differences in price and product terms and conditions.